ACE LIFE Indonesia

ABOUT ACE LIFE INDONESIA

ACE Limited (NYSE: ACE), the parent company of the ACE Group is listed on the New York Stock Exchange (NYSE: ACE) and is a component of the S&P 500 index. Thanks to its robust financial strength, ACE’s core operating insurance companies have been rated “AA” by Standard & Poor’s and “A++” (Superior) by A.M. Best. This rating are indicative of ACE’s solid capital base and financial stability; which is a major selling point in a business that deals with risk.
ACE has been present in Indonesia for more than 40 years through its general insurance franchise, PT ACE INA Insurance (now merged with PT ACE Jaya Proteski). ACE Life Indonesia’s inception in April 2009 has further extended its network in Indonesia. ACE Life Indonesia offers a comprehensive portfolio of life insurance and investment products to meet its customers’ protection and financial security needs
In 2012, ACE Life Indonesia was named “The Most Favorite Insurance Company” at the Business Insurance Awards 2012 and awarded “The Most Favorite Insurance Product” for its ACE Hospitalisation and Surgery Rider and ACE Flexi Link. Formerly, the company has won accolade as “The Most Excellent Life Insurance Company” from Business Review magazine for its commitment in supporting the growth of the national insurance industry and was ranked second in the category of “Life Insurance Company with gross premium income between Rp 200 billion-Rp 1 trillion and as one of “The Best Life Insurance Company” for the category of asset under Rp 500 billion from the InfoBank magazine, after it was rated “Very Good” in the same category in 2009.
ACE Life, ACE Group of Companies and ACE Limited are registered trademarks of ACE Limited.

FOR INDIVIDUAL & FAMILIES

CAR INSURANCE

Car has become a popular means of transportation nowadays as more and more people can afford to buy one. However, as security and high accident rates become a concern, there is a growing need for a comprehensive car insurance that can provide protection against potential risk of loss/theft and collision/accident.
ACE Jaya Proteksi car insurance protects your car against theft and accident and can provide extended comprehensive cover. With a longstanding proven track record in car insurance business, ACE Jaya Proteksi offers you ease and speed in claim processing.
Key Benefit

1. Service and fast claims process
2. Idle crane services by officers friendly and ready to help
3. The execution of repairs by professionals qualified in the workshop with original spare parts and quality assurance work for 1 year

Coverage Type
1. Combined Coverage (Comprehensive)
Provide a guarantee against loss or damage to the motor vehicle and or interest insured, either in part or in whole, which are directly caused by:

• Collision, impact, reverse, slip or fall.
• Evil deeds
• Fire:  fire due to other nearby objects or storage of motor vehicles, fire caused by lightning strikes, damage due to water and or other tools that are used to prevent or extinguish fires, whole or partial destruction of motor vehicles on the orders of the authorities in efforts to prevent the fire spreading.
• Loss / theft in part or in total, including theft preceded or accompanied or followed by violence or threat of violence

2. Total Loss Only (Total Loss Only - TLO)
Provide a guarantee against losses if the insured vehicle suffered a total loss, as a result of risk - the risk that secured on collateral in the Combined Coverage (Comprehensive) with a total loss vehicle records that include:

• Actual Total Loss (Actual Total Loss - ATL) that in the case of vehicles lost and not found within 60 days from the date of loss.
• Constructive Total Loss (Constructive Total Loss - CTL) that in the case of a vehicle damaged to the estimated cost of repair is 75% or more of the price of the motor vehicle market.

Extended Coverage

1. Riot, Terrorism and Sabotage
   Guarantee losses directly caused by one or several risks such as: riots, strikes, blockades work, brawl, melee, the crowd of people (without firearms), revolution (without firearms), treason, terrorism, sabotage and looting (during the riots, strikes, blockades work, brawl, melee), and reasonable prevention of risk - the risk.
2. Liability (TJH) to third parties (Third Party Liability)
   Provide a guarantee, if for vehicles operated or used, bumping or hitting causing harm to third parties in the form of personal injury or material damage.
   Security Expansion Including court fees or costs relating to professional help with legal liability insured on condition prior written approval of the Insurer. The responsibility of the person on the costs, to a maximum of 10% of Limit Extension Warranty Liability to third parties and are in addition to Limit Liability of the above.
3. Personal Accident (Personal Accident) The driver and / or passengers
   Insurance against bodily injury / Defect fixed or death and or medical expenses of the driver or passenger of a motor vehicle that is directly caused by motor vehicle accidents as a result of the guaranteed risk policy. The cost of care or treatment on the driver or passenger bodily injury as high as 10% of Limit Coverage for warranty extension Accident Driver / Passenger.
4. Natural disasters (Act of God)
   Guarantee losses caused by natural disasters such as:
   
   • Taifun, Hurricane, Hail, Flood, Landslide
   • Earthquake, Tsunami, Volcanic Eruption
5. Use of Official Workshop (Authorized Workshop) and or Special Workshop
6. Replacement of Money Transportation (Transportation Allowance) for vehicles in the process of repair for damage that is guaranteed by the Motor Vehicle Insurance policy.
7. Theft / Embezzlement by the driver or the employees of the insured.

Get Your Insurance Quotation

MOTORCYCLE INSURANCE

With an increase in accident rate and crime against motorcycle riders, we need to be cautious and have some form of protection for the motorcycles and their riders. The motorcycle insurance from ACE Jaya Proteksi covers your motorcycle against the risk of loss/theft and accident/collision. This program also offers comprehensive protection through speedy service and claim processing as well as personal accident cover for the rider.*
Key Features:

1. Comprehensive insurance coverage
2. Speedy service and claim processing
3. Protection against embezzlement/fraud, hypnosis, riot/civil commotion and personal accident

FAMILY & PERSONAL ACCIDENT INSURANCE

ACE Jaya Proteksi’s personal accident insurance products are designed to provide protection for the Insured against death, disability and any financial impact he/she may have as a result of hospitalization or required medical treatment due to an accident.
Benefit & Coverage:

• Accidental Health
• Permanent disablement (due to accident)
• Temporary disablement (due to accident)
• Medical expenses that can also be caused by riots, labor strikes, civil disturbance, poisoning by gas or smoke, food poisoning, attempted murder, drowning and motorcycle accidents

TRAVEL INSURANCE

A good holiday is made up of many things—hassle-free connections, a helpful tour agent, good hotels and the like.
One thing that is just as important but often overlooked by travelers is good travel insurance. Unpleasant circumstances such as flight delays, illnesses and theft can spoil a tediously planned holiday. ACE Jaya Proteksi’s Travel Insurance aims to help relieve travelers of these unwelcome disruptions.
Key Benefits:

• Applicable to both domestic and international travels
• Medical expenses up to US$200,000
• Luggage loss of up to US$1,000
• Loss of money & travel documents
• Home contents coverage due to fire

Quote Your Travel Insurance Online NOW

HEALTH INSURANCE

ACE Jaya Proteksi is one of the leading insurers of Accident & Health insurance in Indonesia and has provided creative insurance solutions for customers ranging from individuals and their families to multinational corporations that need healthcare coverage for their employees.
ACE Jaya Proteksi's health insurance products are designed to provide maximum protection for the Insured against any financial impact he/she may have as a result of hospitalization or required medical treatment due to a critical illness.
Key Features:

• Up to 365-days confinement
• Paid on top of any other insurance
• Daily benefits due to accident or illness
• Surgical benefit option
• No medical check-up required
• Among the critical conditions are cancer, heart attack, stroke, kidney failure, end stage liver failure, major burns, paralysis (losing the use of limbs) and others that are stated in the policy

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